What is the difference between Haircut and VAR margin?

What is the difference between Haircut and VAR margin?

Haircut refers to a reduction applied to the value of an asset. It is expressed as a percentage. For example, if an asset such as holdings of a particular share is worth Rs 100 but is given a haircut of 20%, it means it is treated as though it has a value of only Rs 80.

VAR Margin: Value at Risk margin is a measure of risk. It is used to estimate the probability of loss of value of a share or a portfolio, based on the statistical analysis of historical price trends and volatility. Based on the VAR margin, stock exchanges calculate the risk of loss in the value of a stock, typically with a one-day time horizon.

A stock with a 10% VAR margin requirement means that there may be a potential loss of 10% in the value of the stock in one day with a given level of confidence—say 99%. VAR margin is published by the exchange's multiple times during the day, based on the movement in the price of a stock. VAR margin is used to apply haircuts on stocks by many entities such as banks, which provide loans against shares.
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